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5 Ways to Increase Your Savings on Auto Insurance

November 12, 2018November 12, 2018 adminAuto Insurance0 comment

Whether you’re paying a fair price for your auto insurance or shelling out the big bucks for a high rate, there’s always room to increase your savings if you put in a little extra effort. Every company has discount plans and benefits that their clients can qualify for, so don’t let any opportunity pass you by. Here are five ways you might be able to boost your savings while still paying for high-quality insurance with enough coverage. Bundle Your Auto Insurance With Home Insurance Many insurance providers will offer…

Life

5 Reasons Why Life Insurance Is Worth It

November 12, 2018November 12, 2018 adminLife Insurance0 comment

You’ve probably heard some people claim that life insurance is a waste of money, but is it really? It can be difficult to tell which types of insurance are worth your hard-earned money and which aren’t, but according to experts, life insurance is undoubtedly a valuable investment if you have dependents who rely on your income, even after you pass away. Not convinced that life insurance is really worth the cost? Here are the five biggest reasons that prove it is. You’re buying yourself peace of mind. Don’t…

Credit

Why Having Credit is King

November 12, 2018November 12, 2018 admin0 comment

Having credit is important for many areas of adult life. With so many credit card options on the market, it may be hard to sort through all the incentives and promotions. Many companies offer rewards programs from free flights, to free vacations and discounts on other goods and services. This little plastic card provides convenience and if managed correctly, can help build good credit history. Credit card companies are quick to mention their benefits but not so forthcoming to disclose their late fees and interest rates. It is up to…

Housing

3 Reasons to Stop Renting an Apartment and Switch to a Rent-to-Own Home

November 11, 2018 adminRent to Own Home0 comment

If people aren’t ready to buy a home just yet, they usually think that they’re stuck renting an apartment until they feel prepared. Surprisingly, that’s not the case, and continuing to rent an apartment might actually be a bad idea. Here are some reasons why renting-to-own a home might be more financially beneficial than renting your current apartment. It Could Be Cheaper In big cities like Chicago, New York City, and Miami, rent prices are incredibly competitive. You’ll most likely end up paying an arm and a leg for…

College

How to Tell if a College Matches Your Needs

November 11, 2018 adminCollege0 comment

With dozens of options, if not more, choosing one college to attend can feel like choosing between a bunch of equally shiny, brand-new cars. You love aspects of each choice, but going with your gut isn’t necessarily a smart way to select a future school. If you really want to figure out if a school is a good match for you and your needs, here are the questions you need to ask yourself. Does It Fit Your Budget? First and foremost, you probably need to think about money. The average…

Credit

The Four Main Types of Credit Cards

November 10, 2018November 12, 2018 adminTypes of Credit Cards0 comment

If you’ve never really looked into credit cards before, you might assume that all of them are similar in most ways. However, that’s not true. There are four different types of credit cards you can apply for, and each has its own set of drawbacks and benefits. Rewards Cards When you hear people talk about earning points with their credit cards or scoring cash back, they’re most likely referring to a rewards credit card. These hand out several different kinds of benefits in the form of travel deals, airline miles,…

Auto

How Switching Auto Insurance Providers Can Lower Your Rate

November 9, 2018November 12, 2018 adminAuto Insurance, Car Insurance0 comment

Sure, the thought of comparing insurance policies, speaking to multiple agents, and doing tons of research sounds like a hassle, but looking into a new auto insurance provider might be one of the smartest decisions you can make for your wallet. Here are three ways that moving to a new company and policy might make your life better. You Might Be Eligible for More Discounts Not every auto insurance provider offers the same programs and deals. Therefore, by shopping around, you might be able to qualify for more savings…

Auto

Extended Car Warranties: Are They Really Just Scams?

November 8, 2018November 12, 2018 adminAuto0 comment

If you’ve started researching extended car warranties online, you’ve undoubtedly stumbled across some that seem less than honest. Unfortunately, the world of auto warranties is certainly tainted by illegitimate schemes, but that doesn’t mean every extended car warranty is a scam. Here’s how you can tell if the one you’re considering is legitimate and worth your money. Was the Warranty Offered During a Cold-Call? When you pick up the phone and hear a robotic voice question your current auto protection program, it’s probably a good idea to hang up immediately.…

Housing

Frequently Asked Questions About Renting to Own

November 7, 2018November 12, 2018 adminRenting to Own0 comment

Depending on where you live in the United States, you may never have heard about “rent-to-own homes” in your area. Now that you’ve stumbled across the intriguing concept, you probably have plenty of queries. Here are some of the most frequently asked questions about the rent-to-own process and straightforward answers to go along with them. How Do You Find a Home That You Can Rent to Own? First of all, you can find one on your own or with the help of a realtor, depending on your budget and…

Life

The Biggest Benefits That Come With a Life Insurance Policy

November 6, 2018November 12, 2018 adminLife Insurance Policy0 comment

If you are young or single, you’ve probably heard your peers scoff at the idea of throwing money away on life insurance. They claim it’s not worth the price and that it’s something to worry about later on in life. However, financial experts would have to disagree. Life insurance policies come with several important benefits and can make a world of difference to your loved ones in the event of your unexpected death. Here are four of the biggest rewards that your family (and you) can reap if you have…