admin – Page 2 – Every Day Value Spot

Although you enroll in college courses to learn about a particular field and graduate with a degree, you’ll walk away from the experience with more than just book smarts. The college experience imbues grads with numerous talents that will help them lead a financially-stable and successful life later on. Here are five of the most important skills that you’ll pick up while taking college courses, either online or in-person. Communication Regardless of what career path you end up following, communication skills are going to be necessary. Employers are always on…

Auto

Things to Consider Before Purchasing an Extended Auto Warranty

November 4, 2018November 12, 2018 adminAuto, Extended Auto Warranty0 comment

Things to Consider Before Purchasing an Extended Auto Warranty How likely is the car to break down? If your car is known to be reliable and is unlikely to have any serious issues, it may not be worth buying a warranty. However, keep in mind that no car is indestructible, they will all break down at some point. Is the savings worth the cost of the warranty? Consider how much it may cost to repair your car if it were to break down. If the repair costs are likely to…

Housing

Why Renting-to-Own Is Sometimes Easier Than Just Buying a House

November 2, 2018November 12, 2018 adminBuying a House0 comment

When most people think about their living arrangements, they believe they have two options to consider: renting or buying. In reality, that’s not the case. There’s a third option: renting with the intention to eventually own. Rent-to-own homes are becoming increasingly popular, especially in big cities and expensive metroplexes. If you’re interested in the idea of buying a home but aren’t quite ready to commit to a house completely, here’s why investing in a rent-to-own property might be the way to go. You Don’t Have to Immediately Take Out…

Housing

5 Great Benefits of a Rent to Own Home

November 1, 2018November 12, 2018 adminRent to Own Home0 comment

Secure a Home Right Now You may not quite be able to afford buying a house yet, but you can still start the process right now. This is especially ideal for people that have their eye on a particular home, but aren’t quite financially prepared. You don’t have to be able to afford a down payment or even qualify for mortgage to secure your dream home. Although a rent to own home usually does require some deposit, it is much lower and usually very affordable. The length of the lease…

Credit

Improving Your Credit

November 1, 2018November 12, 2018 adminCredit0 comment

Your credit information is usually used by lenders and others, along with additional finance factors to make decisions about the risks they face in lending to you. If you have negative information on your credit report, it is usually there for up to 10 years. This will make lenders and others get a better picture of your credit history and they may decide to help you or not, depending on their satisfaction of your credit status. You may not be able to change information from the past, however, you can…

Auto

7 Benefits to Getting an Extended Auto Warranty

November 1, 2018November 12, 2018 adminExtended Auto Warranty0 comment

Huge potential savings Being hit with a huge unexpected expense can be damaging to your financial status. You can try to keep money in your savings for such circumstances, but it’s hard to be able to predict how much you might have to spend. Plus a blow to your savings is not ideal either, especially if you end up having more than one expensive problem with your car. An extended warranty can prevent you from needing to eat away at your savings and will cover you no matter how many…

Life

Why You Should Buy Life Insurance After Getting Married

October 31, 2018November 12, 2018 adminLife Insurance0 comment

When you’re young and unattached, you don’t really need to invest in a life insurance policy. You have no dependents relying on your income, which means that in the event of your death, you won’t need insurance to take care of those you leave behind. However, once you get older and eventually bind yourself to a partner, both legally and romantically, things change. Everyone should look into buying life insurance once they get married, and here’s why. It Will Protect Your Partner’s Future In the event of your death,…

Credit

Benefits of Using a Credit Card for Everyday Spending

October 30, 2018November 11, 2018 adminCredit Card0 comment

There are many advantages to spending on credit rather than debit. The benefits of paying with a credit card varies based on which card you use. Many cards offer bonuses or rewards when you reach a target amount, so choosing a card based on your lifestyle is important. In order to take advantage of all the benefits of the card, you must pay the card balance in full. This also will help you avoid interest charges. Every time you apply for credit, the application has an effect on your credit…

Credit

Keys for Improving Your Credit

October 29, 2018November 11, 2018 adminCredit0 comment

Raising your credit isn’t as hard as most people think. The key to improving your credit score, is more credit. Getting a credit card and using it responsibly is the main way to do so. It is important to get a card with the lowest possibly interest, as well a card with no monthly account maintenance free or an annual fee. Both of these will leave you feeling blindsided as they suck money right out of your account. It is almost impossible to find the perfect credit card, but knowing…

Credit

How to repair your credit score by yourself

October 25, 2018November 12, 2018 adminRepair Credit Score0 comment

Having a bad credit is completely horrible, but it happens. Poor credit leaves you unable to apply for new credit products such as a credit card, although, it does not deter you from taking out auto loans or applying for a mortgage, it just makes you liable to being charged a lot of interest because of your bad credit. When you compare the mortgage you take out on a bad credit, you might end up paying about $50,000 interest more in mortgage, than when you have a good mortgage. The…